Disclosure and Privacy Policy

Privacy Statement

Unless otherwise noted, all information on Associated Credit Services Inc (ACS) (“Associated Credit Services Inc (ACS)”) Web Sites is copyright © 2013 by Associated Credit Services Inc (ACS).

Notice

In general, you may browse through our site without providing us any information about yourself. However, we may request Personal Information on occasion in order to provide you with specific services or information that you have requested. This Privacy Statement Policy found at http://www.acsrecovery.com serve to inform you of the purposes for which Associated Credit Services Inc (ACS) collects and uses such information and how to contact Associated Credit Services Inc (ACS) with any inquiries or complaints. Associated Credit Services Inc (ACS) will not disclose Personal Information to third parties, other than its wholly owned subsidiaries, contractors, vendors, credit reporting agencies, creditors, or to transfer ownership of Associated Credit Services Inc (ACS) during any merger, acquisition, or sale (in such event personal information will be held to the same confidentiality obligations), which are subject to this same Privacy Policy.

What Data We Collect & How We Use It

Associated Credit Services Inc (ACS) generally collects information for the following purposes:

To engage in transactions and communications. Name, address, email, purchase details, and credit card/payment information may be collected and stored as a necessary part of an online transaction and its attendant history. Associated Credit Services Inc (ACS) may need to share some of this information (address, etc.) with fulfillment houses, credit card clearing houses, and other similarly situated third parties as a requirement to complete a transaction.

To provide service. Contact and other information related to services may be collected to assist needs and consumer support for Associated Credit Services Inc (ACS).

To respond to user inquiries and requests for information and validation of debt  (VOD).

To authenticate your identity.

To comply with applicable law and law enforcement authorities.

Share

Associated Credit Services Inc (ACS) does not disclose your Personal Information to third parties except vendors specifically contracted to provide aid in delivering our products and services to our clients.

Security

Associated Credit Services Inc (ACS) will take reasonable precautions to protect your Personal Information from loss, misuse and unauthorized access, disclosure, alteration and destruction.

Data Integrity

Associated Credit Services Inc (ACS) will not process your Personal Information in a way that is incompatible with the purposes for which it has been collected or subsequently authorized by you. To the extent necessary for those purposes, Associated Credit Services Inc (ACS) will take reasonable steps to ensure that Personal Information is relevant for its intended use, accurate, complete and current.

Transfer to Third Parties

When Associated Credit Services Inc (ACS) transfers information to a third party that is acting as an agent (such as a payment processing gateway), before doing so it will ascertain that the third party either safeguards Personal Information consistent with this Privacy Policy, Alternatively, Associated Credit Services Inc (ACS) may enter into a written agreement with such third party requiring that the third party provide at least the same level of privacy protection as required by the relevant principles of this Policy. Where Associated Credit Services Inc (ACS) has knowledge that an agent is using or disclosing personal information contrary to this Policy, Associated Credit Services Inc (ACS) will take reasonable steps to prevent or stop the use or disclosure.

Cookies

When you visit Associated Credit Services Inc (ACS)’s website, you can browse the site anonymously. We do not use cookies. Note that most browsers are initially configured to accept cookies. You can set your browser to let you know you when you receive a cookie or even prevent your browser from receiving all cookies. However, we will not store a cookie on your computer.

Security Management: involves activities that ensure the safety and protection of clients and their consumers.

Associated Credit Services Inc (ACS) will ensure adequate protection for data processed or transferred between Associated Credit Services Inc (ACS) entities or vendors. Associated Credit Services Inc (ACS) entities will require external third party suppliers to comply with this Policy or to guarantee the same levels of protection as Associated Credit Services Inc (ACS) when handling this data. Such selected third parties will have access to this data solely for the purposes of performing the services specified in the applicable service contract. If Associated Credit Services Inc (ACS) concludes that a supplier is not complying with these obligations, it will promptly take appropriate actions to remedy such non-compliance or implement necessary sanctions.

Enforcement

Associated Credit Services Inc (ACS) may conduct compliance audits, or request copies of a third party audit (example: SOC II), of its relevant privacy practices to verify adherence to this policy.

Terms of Use  (TOU)

Disclaimer of Liability

Associated Credit Services Inc (ACS) is providing this site and its contents on an “as is” basis and makes no representations or warranties of any kind with respect to this site or its content. Likewise, Associated Credit Services Inc (ACS) disclaims any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, procedure, method, apparatus, product, or process posted on the site. Neither Associated Credit Services Inc (ACS) its employees, nor associates assumes any responsibility for loss or damages resulting from the use of information contained on this site.

Proprietary Rights and Trademark

The text and images of people, products, or places displayed on this site are the property of either Associated Credit Services Inc (ACS), or its licensors. The use of these images and/or text by you, or anyone authorized by you, is prohibited unless you obtain the express, written permission of Associated Credit Services Inc (ACS). Any unauthorized use of these images and/or text may violate copyright laws, trademark and service mark laws, the laws of privacy and publicity, and communications regulations and statutes.