CONSUMER DIVISION

For over thirty years, our consumer division has continued to grow by providing centralized receivables management solutions resulting in more effective training, supervision, and recovery. We concentrate our resources on attracting career-oriented and professional collection agents in addition to providing the most sophisticated technology and innovative programs available in today's marketplace. Associated maintains on-line access to many national databases, allowing us to effectively collect your accounts anywhere in the United States, and even abroad.

Our consumer division services a diverse client base including utilities, banks, hospitals, government entities, insurance carriers, educational institutions, direct marketers and a wide range of retail and commercial businesses.

Associated designs the remittance process, telephone recovery procedures, and dunning notices to the particular needs of our customers. Our software allows us to accept your accounts in any format. We provide a variety of standard client performance reports, including History Analysis, Stair Step History Analysis, Performance Statistics, and Client Inventory. Reports and/or dunning and early-out notices can be customized to meet your specifications and are available to you in any format, time frame, or upon request.

Our hours of operation for collection personnel are Monday through Thursday from 8:00 am to 9:00 pm EST, Fridays from 8:00 am to 5:00 pm EST, and Saturdays from 8:00 am to 12:00 pm EST. We maintain extended office hours to accommodate west coast contacts.