Our Team

President/Chief Executive Officer
Andy is a veteran credit and collections industry leader with over 25 years of management experience. Andy joined ACS as a branch manager in 1986 and today serves as the President/Chief Executive Officer. He maintains final decision making authority over all corporate matters. Andy received a B.S. degree in Business Management from Bridgewater State College in 1985 and serves on the Board of Directors of Associated Credit Services, Inc.

Chief Operations Officer
Jason joined the ACS team in 2006 and quickly moved through the ranks from Collector, to Supervisor, to Collection Manager and currently serves as Chief Operations Officer. Jason creates and implements daily recovery strategies as well as directing our Training and Compliance programs in the recovery area. Jason’s experience, dedication, expertise and enthusiasm help ACS deliver outstanding results for all of our clientele.

Renee brought more than 30 years of accounting and finance experience when she joined ACS in 2012. She has served as Controller for corporations in the government contracting, commercial, and non-profit sectors. Her experience also includes managing procurement and benefits administration. Renee received a bachelor’s degree from Michigan State University and Certification from General Electric’s Financial Management Training Program.

Manager, Operations Support
Donna is a highly recognized member of the ACS team. She has been active in the clerical department of ACS beginning her career as a typist in 1979. She has been responsible for all clerical aspects pertaining to the operation of the Data Processing department. Donna rose to the management level by delivering results through her dedication to excellence. Today, Donna is responsible for many data processing and cash management functions including supervising all new business accounts, cash posting, client statements, cancelation and history reports.

Collection Manager
Al joined the ACS team in January of 2008 as a collector, was soon promoted to Supervisor and currently serves as Collection Manager. He is responsible for managing all recovery staff and production. In addition Al is an integral part of our Training and Compliance programs. Prior to joining ACS, Al attended the University of Massachusetts in the Economics and Political Science programs as well as working as a mortgage loan originator.

Client Services Manager
After over 9 years as Customer Service Manager with another firm, Christine joined the ACS team in 2006. Christine served in several roles of increasing responsibility for ACS before taking the helm of our Client Service team. Christine is responsible for ensuring that all of our client requests are met in a timely fashion, all new business is booked on the day it is received and her department acts as liaisons between our recovery floor and all of our clientele. Christine graduated from Merrimack College in 2004 with a B.S in Business Management/Administration.